Karla Espinosa Zayas
Actuary
Mexico City
Summary
Thorough financial professional actively pursuing Head of Treasury role in which to bring value to team. Demonstrating skill for process improvement and financial strategy honed across 11 years of related experience.
Overview
12
12
years of professional experience
Work History
Senior Treasury Manager
Walmart
08.2022 - Current
- Collaborated cross-functionally with other departments such as finance, accounting, tax, legal, and procurement to ensure seamless integration of treasury-related activities
- Managed foreign exchange exposures by developing comprehensive hedging strategy to minimize currency risks
- Improved financial reporting by creating customized reports that provided actionable insights into cash positions, investment performance, and exposure levels
- Implemented robust cash forecasting models to accurately predict future cash needs and inform decision-making within organization
- Contributed to annual budgeting processes by providing accurate projections of interest income, expenses, and capital expenditures related to treasury operations
- Provided valuable insights to senior management on matters related to cash, investments, and risk management for informed decision-making
- Developed a highly skilled and motivated treasury team through regular training, professional development opportunities, and performance feedback sessions
Fixed-Income Trader
Bursamétrica Casa de Bolsa SA de CV
11.2020 - 08.2022
- Streamlined trade execution processes, improving speed and accuracy while minimizing errors
- Monitored market trends and movements, adjusting strategies accordingly to capitalize on opportunities or mitigate potential risks
- Collaborated closely with sales teams to identify new business opportunities and expand existing client relationships
- Enhanced profitability by executing trades with precision and employing effective hedging techniques
- Fixed-income trading operations for proprietary portfolio to optimize returns and performance in compliance with both strategy and budgetary objectives, through fundamental and financial analysis of bonds, both on primary and secondary markets
- Commercial activities aimed at providing service to Promotion area, in order to offer clients quality service through understanding of clients’ needs in accordance to their risk tolerance profile
- Developed strong relationships with clients, providing personalized service and tailored trading solutions to meet their needs.
International Treasury Trader
Nacional Financiera S.N.C.(“Nafinsa”)
06.2016 - 11.2020
- Increased trading profits by implementing effective risk management strategies and optimizing trade execution
- Managed ~US $500M diverse portfolio of equities, fixed income, commodities, and derivatives to maximize returns while minimizing risk exposure
- Developed profitable trading strategies by conducting thorough market analysis and identifying trends
- Part of team of first Mexican Green Bond issuances, both in MXN and USD, as well as first Mexican Social Bond denominated in MXN
- Participation in structuring of international issues based on Institution’s liquidity requirements as well as market conditions
- Designing and updating sales material (including roadshow presentations) for international investors presented in meetings in Mexico and abroad
- Negotiated favorable terms with counterparties by leveraging strong industry knowledge and understanding of trade structures
- Spearheaded development of proprietary models for trade evaluation, enhancing decision-making confidence in high-pressure situations
Sales Manager
Columbus de México
03.2015 - 05.2016
- Designed and elaborated first performance reports for sales personnel
- Part of team responsible for forecasting revenues for each promoter and company's performance
- Responsible for developing and updating presentations for clients and internal personnel
- Managed key accounts with strategic planning and relationship building, resulting in increased customer loyalty and repeat business
- Analyzed market trends to identify new business opportunities, leading to expansion into profitable territories
Junior Portfolio Manager
Columbus de México
01.2013 - 03.2015
- Analysis of investment portfolios of both fixed-income and equity markets in both local and foreign markets
- Asset allocation for discretionary and non-discretionary accounts for clients for individuals and corporations
- Monitoring investment mandates according to each client’s strategy
- Part of team that designed and developed Columbus’ system used to manage clients’ accounts
- Conducted scenario analysis to evaluate potential impact of macroeconomic events on portfolio performance, facilitating proactive decision-making
- Presented monthly performance reviews to clients, highlighting key achievements and areas for improvement within their portfolios
- Improved portfolio performance by conducting thorough research on investment opportunities and market trends
- Enhanced client satisfaction with personalized portfolio management, resulting in increased retention rates
- Participated in regular team meetings to discuss strategy updates, market developments, and individual progress towards team goals
Education
MicroMaster's in Finance -
MITx
05.2001 -
Bachelor of Science - Actuarial Science
Instituto Tecnológico Autónomo De México
Mexico City, Mexico 05.2001 -
Skills
Cash Management Expertise
Certificatesandtechnicalskills
- 06/2018, Consultant in Investment Strategies, Asociación Mexicana de Instituciones Bursátiles AMIB
- 01/2021, Fixed-income Trader, Asociación Mexicana de Instituciones Bursátiles AMIB
- Bloomberg and Reuters
Personal Information
- Citizenship: Mexican
- Date of Birth: 02/January/1991
Languages
Spanish
Bilingual or Proficient (C2)
English
Bilingual or Proficient (C2)
French
Upper intermediate (B2)
Timeline
Senior Treasury Manager
Walmart
08.2022 - Current
Fixed-Income Trader
Bursamétrica Casa de Bolsa SA de CV
11.2020 - 08.2022
International Treasury Trader
Nacional Financiera S.N.C.(“Nafinsa”)
06.2016 - 11.2020
Sales Manager
Columbus de México
03.2015 - 05.2016
Junior Portfolio Manager
Columbus de México
01.2013 - 03.2015
MicroMaster's in Finance -
MITx
05.2001 -
Bachelor of Science - Actuarial Science
Instituto Tecnológico Autónomo De México
05.2001 -
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