Summary
Overview
Work History
Education
Skills
LANGUAGES
Timeline
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ANDREA SANTIAGO CONCHA

Ciudad de México

Summary

Financial professional with experience in structured credit, project finance, and corporate risk analysis across LATAM. Skilled in credit structuring, regulatory compliance, financial modeling, and cross-functional coordination. Strong analytical profile with capacity to adapt across financial products, manage complexity, and ensure strategic alignment.


Overview

3
3
years of professional experience

Work History

Corporate Risk Analyst – BEI Division

Santander Mexico
07.2025 - Current
  • Analyze corporate credit risk across multiple sectors and products, including project finance, working capital, revolving facilities, and trade finance.
  • Assess financial health, industry outlook, and legal structure of transactions.
  • Provide comprehensive credit opinions and present risk proposals to senior committees.
  • Collaborate with coverage, product, and structuring teams to align business objectives with prudent risk management.
  • Participate in credit restructurings, waivers, and exposure reviews for high-impact clients.

Project Finance Risk Analyst

Santander Mexico – Project Finance Risk Division
05.2025 - 07.2025
  • Analyzed infrastructure and energy projects from a risk perspective, including technical, legal, environmental, and financial aspects.
  • Reviewed financial models and tested base and stress scenarios.
  • Issued credit recommendations and collaborated in transaction structuring.
  • Monitored portfolio compliance and coordinated with legal and origination teams.

Agency & Portfolio Manager

Santander Mexico
11.2023 - 05.2025
  • Managed syndicated structured credits nationwide.
  • Oversaw contract compliance, reporting, and amendment processes.
  • Coordinated with legal, risk, and business teams for transaction management.
  • Developed and maintained bank and investor relations.

Supply Chain Finance Program Manager Jr.

J.P. Morgan Mexico
04.2022 - 11.2023
  • Managed LATAM supply chain finance programs.
  • Conducted financial feasibility modeling and client onboarding.
  • Ensured compliance with internal policies and regulatory standards.
  • Proposed process improvements and innovation opportunities.

Education

B.A. - Administration and Finance

Universidad Panamericana
01.2023

Diplomas - Accounting and in Fundamental Probability and Statistics

University of California, Berkeley
06.2022

Skills

  • Corporate & Project Finance Risk Analysis
  • Credit Structuring & Due Diligence
  • Financial Modeling & Stress Testing
  • Relationship Management
  • Loan Documentation & Contract Monitoring
  • Advanced Excel, Power BI
  • Syndicated Lending & Supply Chain Finance
  • Scenario analysis
  • Teamwork and collaboration
  • Time management
  • Problem-solving abilities
  • Effective communication

LANGUAGES

Spanish (Native)
English (Advanced – TOEFL 603)
French (A1)

Timeline

Corporate Risk Analyst – BEI Division

Santander Mexico
07.2025 - Current

Project Finance Risk Analyst

Santander Mexico – Project Finance Risk Division
05.2025 - 07.2025

Agency & Portfolio Manager

Santander Mexico
11.2023 - 05.2025

Supply Chain Finance Program Manager Jr.

J.P. Morgan Mexico
04.2022 - 11.2023

Diplomas - Accounting and in Fundamental Probability and Statistics

University of California, Berkeley

B.A. - Administration and Finance

Universidad Panamericana
ANDREA SANTIAGO CONCHA