César González Altamira
Síntesis profesional
Actuary with over four years of experience in Pricing Strategy, Portfolio Management, and Business Intelligence & Decision Support within the banking industry. Experienced in transforming complex portfolio data into strategic recommendations that improve profitability, customer retention, and commercial performance. Passionate about transforming complex portfolio data into strategic business decisions that drive profitability, customer retention, and sustainable growth.
Información general
2
2
Languages
1
1
Certification
5
5
years of post-secondary education
5
5
years of professional experience
Experiencia laboral
Pricing Consultant
Scotiabank
2023.06 - Current
Responsible for pricing strategy and portfolio analytics for fixed-term investment products within Consumer Banking.
Key Achievements
- Manage pricing strategy for an MXN 83B fixed-term investment portfolio, balancing profitability, competitiveness, and customer retention.
- Improved portfolio renewal rate from 88% to 91% through pricing optimization and strategic portfolio analysis.
- Prepared profitability analyses and pricing recommendations for executive Pricing Committees, supporting strategic decisions across Consumer Banking and Treasury.
- Deliver 2–3 executive portfolio analyses per week, translating complex business data into actionable insights for senior leadership.
- Designed and maintained executive dashboards supporting pricing performance, portfolio monitoring, and strategic decision-making.
- Automated reporting processes, reducing manual effort and improving consistency across recurring business analyses.
- Collaborated with cross-functional teams to define pricing strategies aligned with commercial objectives.
Consumer Banking Sales Analyst
Citibanamex
2021.09 - 2023.06
Responsible for commercial analytics and business intelligence supporting Consumer Banking.
Key Achievements
- Developed executive dashboards adopted across Citibanamex's nationwide branch network to monitor commercial performance.
- Automated six recurring reports, improving reporting efficiency and reducing manual processes.
- Delivered commercial analyses for mortgage lending, interest-bearing checking accounts, and fixed-term investment products.
- Produced business insights using SQL, SAS, Power BI, Cognos Analytics, R, and Advanced Excel.
- Supported business decision-making through executive reporting and performance analysis.
Estudios
Bachelor's Degree - Actuarial Science
Universidad La Salle
2017.08 - 2021.12
Specialization - Information Technology for Business Management
Universidad La Salle
2023.09 - 2024.08
Competencias
- Pricing Strategy
- Portfolio Management
- Business Intelligence
- Decision Support
- Commercial Analytics
- Financial Analysis
- Executive Reporting
- Stakeholder Management
- Data Visualization
- Process Improvement
Languages
Spanish
First language
English
Avanzado (C1)
TECHNICAL SKILLS
Programming & Analytics
- SQL
- SAS
- R
- Python
BI & Visualization
- Power BI
- Cognos Analytics
- Microsoft Excel (Advanced)
- PowerPoint
Banking
- Pricing
- Fixed-Term Investments
- Consumer Banking
- Mortgage Lending
Certificación
- Scrum Fundamentals
- Python
- R Programming
- Advanced Excel
- Power BI
Logros
- Increased renewal rate of the bank's fixed-term investment portfolio from 88% to 91% through pricing strategy optimization.
- Manage pricing strategy for an MXN 83B fixed-term investment portfolio.
- Deliver 2–3 strategic portfolio analyses per week supporting executive decision-making.
- Developed executive dashboards adopted across Citibanamex's nationwide branch network.
- Automated recurring reporting processes, improving efficiency and reporting consistency.
Cronología
Specialization - Information Technology for Business Management
Universidad La Salle
2023.09 - 2024.08
Pricing Consultant
Scotiabank
2023.06 - Current
Consumer Banking Sales Analyst
Citibanamex
2021.09 - 2023.06
Bachelor's Degree - Actuarial Science
Universidad La Salle
2017.08 - 2021.12