Microsoft Office
Eduardo Regules Borja
Analista Financiero
Mexico City
Summary
Accomplished Sr. Risk Analyst with a proven track record at Bancoppel, enhancing financial decision-making and risk management through expert variance analysis and strategic planning. Skilled in fostering team performance and leveraging data analytics for market insights. Demonstrates exceptional financial modeling capabilities and collaborative problem-solving, achieving significant operational improvements.
Overview
6
6
years of professional experience
4
4
years of post-secondary education
1
1
Certification
2
2
Languages
Work History
Sr. Financial Analyst
Bancoppel
05.2023 - Current
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Streamlined financial reporting for better decision-making with clear, concise analysis and presentation.
- Trained junior analysts on best practices in financial modeling, contributing to stronger overall team performance.
- Managed risk within portfolios by diversifying investments and conducting regular reviews.
- Worked closely with compliance officers to ensure adherence to industry regulations and company policies.
- Assessed emerging risks through ongoing research and monitoring of industry trends, proactively addressing potential threats before they materialized into significant issues.
- Daily calculation of VaR to assess market risk, data analysis, and report preparation, ensuring effective risk management and regulatory compliance
Credit Risk Analyst
Quantum Lending Solutions Formerly Camino Financia
03.2022 - 12.2023
- Identified potential risks by analyzing trends in industry-specific data and market fluctuations.
- Reduced credit risk by implementing comprehensive risk assessment strategies.
- Organized and finalized loan applications for underwriter review.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Worked collaboratively with various teams to align risk management policies and procedures.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Determined loan viability by analyzing applicants' financial health and property evaluations.
Claims Handler
DHL Global Forwarding
08.2019 - 07.2021
- Examined claims forms and other records to determine insurance coverage.
- Detected fraudulent activities by conducting thorough investigations and analyzing transactional data.
- Collected information from customers to complete claims and legal files.
- Followed up on potentially fraudulent claims initiated by claims representatives.
- Reviewed customer accounts for unusual activity or patterns indicative of potential fraud risks, flagging concerns for further investigation.
- Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
- Conducted comprehensive interviews of witnesses and claimants to gather facts and information.
- Communicated effectively with clients throughout the entire claims process, ensuring transparency and understanding at each stage.
- Reduced claims processing time for quicker client reimbursement through effective prioritization and workload management.
Broker Sales Representative
GBM - Grupo Bursátil Mexicano
12.2018 - 05.2019
- Worked closely with underwriters to ensure timely processing of applications and policy issuance for clients.
- Boosted client satisfaction by providing tailored investment advice and promptly addressing concerns.
- Assisted in training new hires on brokerage policies and procedures, contributing to a skilled workforce within the organization.
- Enhanced client relationships by conducting regular follow-ups and providing personalized financial solutions.
- Managed multiple accounts simultaneously while maintaining attention to detail and accuracy in all transactions.
- Maintained up-to-date knowledge of market trends, ensuring the provision of accurate investment recommendations to clients.
Education
Bachelor of Science - Financial Analysis Y Brokerage
Escuela Bancaria Y Comercial
Mexico City, Mexico 01.2014 - 05.2018
Skills
Data analytics
Market risk analysis
Internal controls
Variance analysis
Strategic planning
Cash flow management
Financial modeling
Software
Excel
Salesforce
SQL
R
Certification
Scrum Master Professional Certificate
Timeline
Sr. Financial Analyst
Bancoppel
05.2023 - Current
Scrum Master Professional Certificate
03-2023
Credit Risk Analyst
Quantum Lending Solutions Formerly Camino Financia
03.2022 - 12.2023
Claims Handler
DHL Global Forwarding
08.2019 - 07.2021
Broker Sales Representative
GBM - Grupo Bursátil Mexicano
12.2018 - 05.2019
Bachelor of Science - Financial Analysis Y Brokerage
Escuela Bancaria Y Comercial
01.2014 - 05.2018
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