JACQUELINE GONZALEZ
Teaneck
Summary
Detail-oriented Loan Closing Specialist with extensive experience in managing complex Commercial Real Estate and C&I loan closings. Proven ability to oversee residential pipelines, ensuring compliance with state, federal, TRID, and OFAC regulations while achieving zero-error production. Committed to supporting a 'People First' approach and fostering positive stakeholder relationships to enhance communication and streamline processes.
Overview
1
1
Language
20
20
years of professional experience
Work History
Closer, Funder, and Wire Specialist
CMG Home Loans Corporation
Madison
11.2025 - Current
- Managed end-to-end closing, funding, and wire execution for residential pipeline exceeding 100 loans monthly, ensuring timely processing and client satisfaction.
- Ensured adherence to federal and state regulations by reviewing final closing disclosures for accuracy under tight deadlines, contributing to zero-error production.
- Utilized advanced residential LOS and electronic closing platforms (DocuTech Hybrid) to streamline client documentation and expedite funding process, enhancing overall workflow efficiency.
Closing Coordinator and Funder - Commercial Real Estate & C&I
Valley National Bank
Fairfield
11.2024 - 11.2025
- Successfully transitioned high-volume residential pipeline skills to coordinate and close over 20 intricate Commercial Real Estate and C&I loans per month.
- Evaluated credit approvals and Integrated Banking System (IBS) records to ensure file compliance, verify risk ratings in nCino, and confirm OFAC adherence.
- Ordered title, lien, and entity searches; managed appraisal and environmental reports via YouConnect; verified flood certifications to facilitate timely loan closures.
Closer, Funder, and Wire Specialist (Wholesale & Retail Residential)
Moder / Archwell Solutions, LLC
Madison
05.2024 - 11.2024
- Executed complex closing operations and wire disbursements for wholesale and retail residential lending channels, meeting aggressive monthly turnaround goals.
- Managed client relationships to ensure satisfaction and loyalty.
- Collaborated with team members to streamline closing processes.
Reverse Loan Closer, Funder, and Wire Specialist
Fairway Independent Mortgage Corporation
Madison
03.2023 - 10.2024
- Executed reverse mortgage closings, ensuring accuracy in loan document preparation and timely wire management.
- Coordinated funding processes with lenders and title companies for timely closings.
- Reviewed loan documents for accuracy and compliance with company policies.
Product Loan Specialist
Fairway Independent Mortgage Corporation
Madison
03.2021 - 03.2023
Closer, Funder, and Wire Specialist
Fairway Independent Mortgage Corporation
Madison
10.2020 - 03.2021
Closer, Funder, and Wire Specialist
HomeBridge Financial Services, Inc.
Hackensack
10.2010 - 10.2020
- Achieved error-free production record over 10 years in high-volume residential closing department.
- Audited closed loan files for FHA compliance, ensuring successful government insuring and mitigating corporate loss.
- Reviewed loan applications to ensure compliance with company standards and regulations.
- Coordinated with underwriters to gather necessary documentation for loan approvals.
- Facilitated communication between clients and mortgage teams throughout loan processes.
Loan Processor
Ark Mortgage, Inc.
Saddle Brook
06.2006 - 09.2008
- Gathered and verified borrower documentation including credit, income, assets, and property appraisals to ensure accurate submission of clean files to underwriting.
- Reviewed loan applications for completeness and accuracy.
- Processed mortgage documentation in compliance with company policies.
- Coordinated communication between clients, lenders, and underwriters.
Education
Certified in Commercial Underwriting and Processing -
Campus Mortgage
Hollywood, FLHigh School Diploma -
Escuela Técnica #3
Puebla, MXSkills
- Commercial loan documentation
- Closing coordination
- Loan compliance review
- Wire execution
- Advanced residential LOS
- nCino familiarity
- Quality assurance
- Communication skills
- Federal and state banking regulations
- Pipeline management
- Stakeholder management
- Due diligence
- Client relationship management
- DocuTech Hybrid expertise
- Risk assessment
Professional Overview
Highly accomplished, high-volume Loan Closing Specialist with over 15 years of skilled performance across both Residential and Commercial Lending environments. Proven pipeline with dual expertise: consistently managing intense residential pipelines of 100+ loans monthly while efficiently coordinating and funding 65+ complex Commercial Real Estate (CRE) and Commercial & Industrial (C&I) portfolios. Expert at navigating intricate loan programs, executing precise wire fundings, and ensuring meticulous compliance with state, federal, TRID, and OFAC regulations. Recognized for bridging high-volume residential efficiency with meticulous commercial entity and diligence reviews.
Technical Skills
nCino, Salesforce, IBS Insight, Lereta, YouConnect, GFTs, Encompass, DocuTech, IDS, Byte, CLAW, Docs Direct System, LakeWood, Quantum Reverse (QR), SnapDocs (E-closings), Microsoft Office Suite (Word, Excel, PowerPoint)
Education And Certifications
High School Diploma, Escuela Técnica #3, Puebla, MX, Anti-Money Laundering (AML), HMDA Compliance, Cybersecurity Awareness, Certified in Commercial Underwriting and Processing, Campus Mortgage, Hollywood, FL, In Progress
Languages
Spanish
First Language
Timeline
Closer, Funder, and Wire Specialist
CMG Home Loans Corporation
11.2025 - Current
Closing Coordinator and Funder - Commercial Real Estate & C&I
Valley National Bank
11.2024 - 11.2025
Closer, Funder, and Wire Specialist (Wholesale & Retail Residential)
Moder / Archwell Solutions, LLC
05.2024 - 11.2024
Reverse Loan Closer, Funder, and Wire Specialist
Fairway Independent Mortgage Corporation
03.2023 - 10.2024
Product Loan Specialist
Fairway Independent Mortgage Corporation
03.2021 - 03.2023
Closer, Funder, and Wire Specialist
Fairway Independent Mortgage Corporation
10.2020 - 03.2021
Closer, Funder, and Wire Specialist
HomeBridge Financial Services, Inc.
10.2010 - 10.2020
Loan Processor
Ark Mortgage, Inc.
06.2006 - 09.2008
Certified in Commercial Underwriting and Processing -
Campus Mortgage
High School Diploma -
Escuela Técnica #3