J. Antonio Correu
San Luis Potosí City, San Luis Potosí
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company. Bilingual Credit Analyst familiar with creating credit risk models. Eager to apply skills in account management and research to augment an employer's services and market share. Hardworking and passionate job seeker. Ready to help team achieve company goals.
Overview
14
14
years of professional experience
Work History
Credit Analyst
Honeywell International
08.2016 - Current
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Reduced delinquency rates with proactive monitoring of clients'' credit performance and timely communication.
- Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.
- Achieved operational efficiency via continuous improvement initiatives focused on streamlining processes within the Credit Analysis department.
- Assessed credit risk and analyzed financial statements.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Negotiated payment plans and loan terms with delinquent customers.
- Conducted presentations to upper management and executive teams for loan recommendations.
- Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
VIP Services Representative (Mortgage Sales)
BBVA Bancomer
02.2010 - 08.2012
- Streamlined the mortgage application process for clients, resulting in shorter turnaround times and increased efficiency.
- Maintained thorough knowledge of various loan products to provide accurate information and guidance to potential borrowers.
- Assisted team members with complex transactions, contributing to overall company success in meeting sales goals.
- Participated in industry networking events, fostering valuable connections and generating leads for new business opportunities.
- Conducted comprehensive financial analysis for each client to determine eligibility for loan programs, ensuring responsible lending practices.
- Provided exceptional customer service throughout the entire mortgage process, leading to positive reviews from satisfied clients.
- Implemented innovative marketing strategies that contributed significantly to brand visibility and lead generation efforts.
Education
MBA - Business Administration
Universidad Autonoma De San Luis Potosi
San Luis Potosí City, San Luis Potosí, Mexico09.2015
Bachelor of Tourism Studies - Tourism Bachelor
Universidad Cuauhtemoc
08.1998
Skills
- Financial statements expertise
- Data Compilation
- Credit Reporting
- Credit risk
- Risk Assessment
- Cash Flow analysis
- Report Analysis
- Statement Review
English
English
Advanced (C1)
Timeline
Credit Analyst
Honeywell International
08.2016 - Current
VIP Services Representative (Mortgage Sales)
BBVA Bancomer
02.2010 - 08.2012
MBA - Business Administration
Universidad Autonoma De San Luis Potosi
Bachelor of Tourism Studies - Tourism Bachelor
Universidad Cuauhtemoc
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