Jorge Hallal
Actuary
CDMX,MX
Summary
- Actuary with 15+ years of experience, mainly in financial sector within the areas of Risk, Compliance and Control, Regulatory Reports, Internal Audit, Data Management, Models, KPI's, Customer Experience, Campaigns, Design and Implementation of Business Strategies, Establishment of standards of quality, Establishment and Implementation of Credit Policies, Reserve and Capital Models and Business Mortgages, seeking the constant automation of processes.
Overview
14
14
years of professional experience
8
8
years of post-secondary education
Work History
Vice President || Office of Governance and Control
Citibanamex
05.2022 - Current
- Developed and implemented a monthly council of MCA QA Metrics, in compliance with current strategies and policies in collaboration with executive partners to establish and achieve long-term business objectives, providing company with strong and sustainable organizational leadership.
- Analyzed MCA KPIs trends and tracked business behavior to inform decision making.
- Identified opportunities to improve and implement new metrics, new QA process flows and productivity.
- Internal audit regarding the performance of Risk and Control environment, in order to avoid possible regulatory observations.
Assistance Vice President || Risk Policy Manager
Citibanamex
01.2020 - 05.2022
- Ensure compliance with the established policies of consumer portfolios in order to maintain risk levels within the appetite and according to credit life cycle.
- Implemented and supervised Controls and Monitoring for areas of Risk Infrastructure, Risk Collections and Risk Policy, and avoiding possible impacts of Change Management.
- Monitoring and Compliance of Internal Audit Processes (FCR, ICRM, FRB, OGC).
DB Marketing Manager
Citibanamex
09.2018 - 12.2019
- Design, Implementation, Monitoring and Maintenance of Cross-Selling Campaigns, in accordance with the established Credit Policies in order to increase volume of loans and potential clients, reducing the risk of generating overdue portfolio in coordination with Risk and Business.
- I developed SAS codes ensuring that the sending of Campaigns (cross sell) to clients will be in accordance with the portfolio policies, in order to improving client satisfaction and avoiding regulatory observations.
Reserves and Capital Models Manager
BBVA
01.2017 - 08.2018
- SAS Developer: Implementation of Reserves and Capital Models for Payroll, Auto Loans, Personal Loans and Mortgages Portfolios in accordance with regulator criteria.
- Monthly monitoring of portfolios, maintenance of reserve models, collaborative work with Credit Bureau, Banxico and other local regulators.
Senior Statistics
Nielsen
07.2013 - 12.2016
- Coordination of statistical analysis, generate market behavior and trends for the main retailers in Argentina and Uruguay, providing strategic information for decision making.
- Statistical Controls of the sample, identifying the root cause of atypical behaviors and estimation of chain stores (non-collaborators).
Financial Analyst
BBVA
Guadalajara, Jalisco
11.2010 - 07.2013
- Monitored industry trends and portfolio behavior of principal housing developers for decision-making on the viability of housing project, as well avoiding possible negative impacts to company.
- Planning and financial analysis of the credit applicant, to decide the viability of the project, ensuring compliance with the standards of the local regulator.
- Portfolio Monitoring, payment commitments, restructurings, legal aspects, guarantees and profitability of the credit, avoiding any operation that could translate into a negative impact on the institution.
Financial Analyst
Credomatic
Guadalajara, Jalisco
12.2009 - 11.2010
- Generated comprehensive financial reports on portfolio performance and risk assessments.
- Monitored industry trends to proactively identify opportunities for improvement and changes impacting business performance about benchmarking and credit card placement costs.
Education
Master of Science - Business Administration And Management
Universidad Autonoma De Guadalajara
Jalisco, Mexico. 06.2010 - 06.2013
MBA - Financial Project Management
Universidad Autonoma De Guadalajara
Jalisco, Mexico. 06.2009 - 06.2010
Bachelor of Science - Actuary
Universidad Autonoma De Guadalajara
Jalisco, Mexico. 01.2005 - 06.2009
Skills
Staff Training
undefinedTimeline
Vice President || Office of Governance and Control
Citibanamex
05.2022 - Current
Assistance Vice President || Risk Policy Manager
Citibanamex
01.2020 - 05.2022
DB Marketing Manager
Citibanamex
09.2018 - 12.2019
Reserves and Capital Models Manager
BBVA
01.2017 - 08.2018
Senior Statistics
Nielsen
07.2013 - 12.2016
Financial Analyst
BBVA
11.2010 - 07.2013
Master of Science - Business Administration And Management
Universidad Autonoma De Guadalajara
06.2010 - 06.2013
Financial Analyst
Credomatic
12.2009 - 11.2010
MBA - Financial Project Management
Universidad Autonoma De Guadalajara
06.2009 - 06.2010
Bachelor of Science - Actuary
Universidad Autonoma De Guadalajara
01.2005 - 06.2009
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