Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Katya Guadalupe Hernandez Chavez

Coyoacán,CMX

Summary

Dynamic Credit Analyst with a proven track record at American Express, excelling in risk assessment and credit analysis. Adept at enhancing data collection processes and mentoring junior analysts. Strong communicator and collaborator, committed to fostering team success while delivering insightful credit reports that drive informed lending decisions.

Bilingual Credit Analyst familiar with creating credit risk models. Eager to apply skills in account management and research to augment an employer's services and market share.

Proactive and goal-oriented professional with excellent time management and problem-solving skills. Known for reliability and adaptability, with swift capacity to learn and apply new skills. Committed to leveraging these qualities to drive team success and contribute to organizational growth.

Demonstrates strong analytical, communication, and teamwork skills, with proven ability to quickly adapt to new environments. Eager to contribute to team success and further develop professional skills. Brings positive attitude and commitment to continuous learning and growth.

Overview

8
8
years of professional experience

Work History

Credit Analyst

American Express, AMEX
Mexico City, Mexico
08.2019 - 04.2023
  • Analyzed financial statements to assess creditworthiness of applicants.
  • Assisted in preparing credit reports for internal stakeholders.
  • Conducted market research to identify trends affecting lending decisions.
  • Collaborated with team members to streamline data collection processes.
  • Reviewed client profiles to ensure compliance with lending policies.
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Gathered loan documentation for underwriting.
  • Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.

English Teacher

Escuela Mexicana Canadiense De Ingles
Mexico City, Mexico
12.2014 - 08.2019
  • Developed engaging lesson plans tailored to diverse student needs and learning styles.
  • Implemented innovative teaching strategies to enhance student comprehension and retention.
  • Evaluated student progress through assessments, providing constructive feedback for improvement.
  • Fostered a positive classroom environment that promoted respect and collaboration among students.
  • Collaborated with colleagues to design cross-curricular projects that increased student engagement.
  • Prepared and implemented lesson plans covering required course topics.
  • Promoted a positive learning environment by modeling respect, empathy, and active listening skills during all interactions with students.
  • Enhanced student comprehension by incorporating visual aids and hands-on activities in lessons.
  • Mentored new teachers within the department, sharing best practices and offering guidance on effective teaching methods.
  • Mentored new teachers, sharing best practices and strategies for effective English instruction.

Education

Teacher´s Certification - Idioms

Escuela Mexicana Canadiense De Inglés
Mexico City, Mexico
12-2014

High School Diploma -

CECyT 13
Mexico City, Mexico
06-2014

Skills

  • Risk assessment
  • Credit analysis
  • Financial statement analysis
  • Credit risk
  • Credit decisions
  • Verbal and written communication
  • Relationship management
  • Oral and written communications
  • Data compilation
  • Analytical thinking
  • Customer service
  • Active listening
  • Excellent communication
  • Teamwork
  • Problem-solving
  • Time management
  • Multitasking
  • Reliability
  • Critical thinking
  • Team collaboration
  • Self motivation

Languages

English
Bilingual or Proficient (C2)

Timeline

Credit Analyst

American Express, AMEX
08.2019 - 04.2023

English Teacher

Escuela Mexicana Canadiense De Ingles
12.2014 - 08.2019

Teacher´s Certification - Idioms

Escuela Mexicana Canadiense De Inglés

High School Diploma -

CECyT 13
Katya Guadalupe Hernandez Chavez