RAJKUMAR MANGRULE
Summary
- Senior Finance Professional with 17 years of expertise in financial operations.
- Skilled in financial analysis, budgeting, forecasting, variance analysis, reporting, project management, P&L management, financial modeling, and strategic planning.
- Advises senior management on financial forecasts, mid-quarter estimates, and business plans for informed decision-making.
- Achieved the fastest ₹100 Cr book size branch in one year and exceeded FY 2015-16 targets by October 2015; ranked No.1 branch at Mahesh Sahakari Bank, Pune.
- Leads CAPEX & OPEX planning, optimizing costs, improving margins, and enhancing profitability through efficient systems and policies.
- Strengthens financial controls, cost management, budgeting, revenue forecasting, and pricing strategies for business growth.
- Manages budgeting, fund allocation, vendor negotiations, audits, inventory, and fixed asset registers.
- Drives process improvements, business continuity planning, and operational excellence.
Overview
18
18
years of professional experience
1
1
Certificate
Work History
Financial Analyst & Biz Ops Manager
Infinity Labs Ltd.
Pune
11.2017 - Current
- Monitoring commercials of Software projects with complete responsibility of P&L of all projects
- Monthly, Quarterly and Annual Budgeting, Forecasting and Variance analysis
- Redrafting financial policies like travel policy, delegation of financial power policy, variable policy and calculation model
- Preparing inflow outflow statement and monitoring the flow
- Driving the commit call with sales team
- Monitoring expenses closely and optimizing the same while forecasting the Inflow and Outflow
- Monitored and optimized project and operational expenses, improving cost efficiency while aligning inflows and outflows with forecasts
- Partnered with teams across sales, finance, and operations to align business strategies with financial and operational objectives, driving process improvements and organizational growth
Branch Manager
Mahesh Sahakari Bank Pune
Pune
09.2014 - 10.2017
- Evaluated client credit strengths and weaknesses for a loan Rs.1 Lac to Rs.5 Crores
- Conducted field reviews of both new & existing borrowers to assess financial condition and analyses supporting collateral
- Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
- Drove cross-selling efforts by collaborating with various departments within the organization to maximize revenues from existing clients.
- Examined customer loan applications for loan approvals and denials.
- Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.
Branch Manager
HDFC Bank Ltd.
Kolhapur
12.2012 - 08.2014
- Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
- Drove cross-selling efforts by collaborating with various departments within the organization to maximize revenues from existing clients.
Deputy Branch Manager
ICICI Bank Ltd.
Solapur
10.2011 - 08.2012
- Successfully led daily branch functions - mainly operations, daily sales and customer meetings (Branch Deposit size of 120 Cr and team of 30)
- Achieved targets of the branch for all products - CASA, Assets, Fixed Deposits & Third-Party Products
- Branch Leadership Programme certified
Area Sales Manager, Retail Banking
ICICI Bank Ltd.
Solapur
06.2007 - 10.2011
- Reported to Cluster Branch Manager - Retail and Business Banking
- Managed Current account business of 10 branches in Solapur, Satara and few parts of Marathwada, with total GL size of 175 Cr and team size of 20
- Generated CA business by acquiring new current accounts, increasing CASA float & deposits
- Received the “Best Sales Manager” in ICICI Exemplar Award in FY 2010-11
Education
MBA - Marketing & Finance
PUMBA
Pune01.2007
B.E - Mech.
A.D.C.E.T.
Ashta, Sangli01.2003
DME - Mech.
S.E.S. Polytechnic
Solapur01.2000
Skills
- Management Reporting
- Preparing budgets
- Financial statement analysis
- Strategic planning
- Variance analysis
- Forecasting trends
- Expense and revenue analysis
- Financial Reporting
Certification
- Financial Modelling Certification, NCE Academy
- Power BI Certification, EXCELR Academy
Timeline
Financial Analyst & Biz Ops Manager
Infinity Labs Ltd.
11.2017 - Current
Branch Manager
Mahesh Sahakari Bank Pune
09.2014 - 10.2017
Branch Manager
HDFC Bank Ltd.
12.2012 - 08.2014
Deputy Branch Manager
ICICI Bank Ltd.
10.2011 - 08.2012
Area Sales Manager, Retail Banking
ICICI Bank Ltd.
06.2007 - 10.2011
B.E - Mech.
A.D.C.E.T.
MBA - Marketing & Finance
PUMBA
DME - Mech.
S.E.S. Polytechnic
Summary
Senior level assignment in finance with an organization of repute, 17, Strategic Planning & Leadership, Management Reporting, Financial Planning & Analysis, Financial Reporting/Restructuring, Audits & Compliance, Fund Management, Budgeting & Forecasting, Cost saving initiatives, Revenue & Trend analysis, Revenue Optimization, Cost Optimization, Variance Analysis
Personal Information
Date of Birth: 12/14/81
Summary
Senior level assignment in finance with an organization of repute, 17, Strategic Planning & Leadership, Management Reporting, Financial Planning & Analysis, Financial Reporting/Restructuring, Audits & Compliance, Fund Management, Budgeting & Forecasting, Cost saving initiatives, Revenue & Trend analysis, Revenue Optimization, Cost Optimization, Variance Analysis