Summary
Overview
Work History
Education
Skills
Websites
Certification
Hobbies
Languages
Timeline
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Ray Rufila

Houston,TX

Summary

Proven Underwriter with a track record of mitigating risks and enhancing business development for Aspen Specialty Insurance Company. Expert in analyzing data and building relationships, demonstrated through effective negotiation and risk assessment. Achieved significant loss prevention by implementing strategic underwriting guidelines and fostering customer trust.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Underwriter - Environmental

Aspen Specialty Insurance Company
10.2016 - Current
  • Analyzed revenues/payroll, class of business, loss history, number of locations, age of insured/risk and negotiated limits, deductibles and premium with Wholesale Brokers or directly with Retail Agents during underwriting process.
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.
  • Provided prompt customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
  • Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.

Rental Coordinator

Evergreen Tank Solutions
01.2016 - 10.2016

-Managed a fleet of box trucks and long haul as well as schedule deliveries for the Greater Houston area.

-Regularly gave safety meetings once a week to the drivers and maintained everyone's Hazmat (TWIC) licenses were up-to-date.

-Assisted management duties in a particular site in ExxonMobil Baytown Refinery.

Frac Equipment Operator

Aegis Chemical Solutions
10.2014 - 12.2015

-Optimized rig-up and rig-down processes through effective coordination with crew members, minimizing job completion time.

-Collaborated with supervisors to address any equipment malfunctions promptly, ensuring minimal disruption to operations.

-Implemented Safety Training as well as new hire trainings for the Laredo, TX location.

Education

BBA - Finance

University of Houston
Houston, TX
05.2014

Skills

  • Underwriting guidelines
  • Analyzing data
  • Documentation Review
  • Risk Assessment
  • Quality Assurance
  • Relationship Building

Certification

  • CPCU - Chartered Property Casualty Underwriter (500)
  • In the process of ARM

Hobbies

-Former D1 Collegiate Tennis Recruit.

-Regular Volunteer at the Houston Food Bank.

Languages

Spanish
Intermediate (B1)
German
Intermediate (B1)
Visaya (Filipino)
Bilingual or Proficient (C2)

Timeline

Underwriter - Environmental

Aspen Specialty Insurance Company
10.2016 - Current

Rental Coordinator

Evergreen Tank Solutions
01.2016 - 10.2016

Frac Equipment Operator

Aegis Chemical Solutions
10.2014 - 12.2015

BBA - Finance

University of Houston
  • CPCU - Chartered Property Casualty Underwriter (500)
  • In the process of ARM
Ray Rufila